Review your credit report from each credit reporting agency at least once a year. Credit report helps to know where you stand financially at the year ending.
The law of credit report many vary from state to state. But generally one can investigate their credit report from any of three financial bureaus.
To check your credit report you need to provide all of the following information to the financial bureaus.
• Current and previous addresses from all apartments
• Marital status
• Current and former employers
• Social security number
• Liens and judgments
• Child support obligations
• Loan and credit card payment history
• Credit score
• Who has checked your credit report
Now according to Federal Fair Credit Reporting Act (FCRA) law one can have a copy of their credit report annually with no strings attached. It’s good to check your credit report regularly for accuracy and fix it if required.Catch the errors before applying for an apartment. Errors and omissions can cause background check and security clearance hassles. It’s not unusual for credit reports to be inaccurate. One can have a credit report from any of three bureaus or at a time from all of the three companies.
If you find someone is violates FCRA, you can file a case. Numbers of online sites are there those who provide your credit report. But may be fake sometimes, search for a legal sites of three financial bureaus where you just have to fill the online form with all the correct information. Sometime many people give their incorrect credit card number and their form gets rejected by the bureau. So try to avoid all such incorrect information to get your credit report as soon as you can with all the correct information.